Questions about Medical Travel Insurance for Pre Existing Conditions and Health Problems
What medical conditions and health problems can World First insure?
Our pre existing medical conditions travel insurance enables us to cover 1000's of different health and medical problems for anyone aged up to 100. We can cover most things including HIV, cancer travel insurance, osteoporosis, parkinsons, epilepsy, angina, high blood pressure and diabetes.
Will I need to phone another company and answer lots of questions?
No. When you insure with World First everything happens under the one roof. You will need to answer some questions when buying travel insurance for medical problems, but if you do have any pre-existing conditions you will be pleased to know that whoever answers the phone (and we don't employ robots) at World First will be the person sending you a policy document at the end of the call.
Why do I need to declare my medical conditions?
It's important to declare any conditions which you are receiving medication for or for which you are receiving treatment or advice. The terms vary from policy to policy and every different travel insurance company has a different approach to medical conditions. Always look at the features of your travel insurance and seek the help of a specialist like World First and get it in writing.
Do you offer online medical screening so I can buy travel insurance without phoning anyone first?
Yes. Just get a travel insurance quote using the calculator opposite, then when you have chosen the policy which best suits your requirments, you will be prompted to tell us about any medical problems you want to insure,
My husband has diabetes, but I am already insured through the bank. Will you insure just him or do we both need to buy a policy?
This is one of the most common questions we get asked. It's important to remember that if your bank will not insure your husband, then they probably won't pay out if you cancel the holiday due to his diabetes. It's therefore advisable that you both insure together on the same policy with a company that are happy to offer travel insurance to cover diabetes.
What is the age limit for travel insurance at World First?
Every insuraance company has age limits. Some stop offering cover at 65, and for others it might be 79. A few specialists companies like us go up to 99 and at World First, because we like to go one step further than anyone else, our age limit on our single trip travel insurance is 100 years of age.
Where can I find a copy of the policy on your website?
You can read all the terms and conditions of our travel insurance by opening the full policy wording in Adobe Acrobat. And don't forget to look at our Key Facts too, which identifies all the important features of your travel insurance.
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