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Travel insurance disclosures 'costs' consumers

13 May 2009 15:28

Travel insurance disclosures 'costs' consumers

Consumers are undermining their travel insurance policies by failing to inform their providers of all their pre-existing medical conditions.

That is according to All Clear, which conducted a survey on British holidaymakers discovering that 60 per cent admitted to lying about their medical history.

The travel insurance supplier also found that 57 per cent of those questioned sought out the cheapest policy they could find, which could explain the reluctance to disclose potentially costly information.

However, Chris Blackman, head of product development at All Clear, explained that this could cost consumers more in the long-term.

He said: "Some travellers do not understand the potential consequences of their pre-existing medical conditions.

"And yet if they fall ill abroad, and need to be repatriated, they could find themselves facing an enormous bill."

This viewpoint was also offered by Sainsbury's Finance last month, which suggested that those who do not disclose information about their medical conditions will void their policies.ADNFCR-1320-ID-19162445-ADNFCR

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World First is arranged by Rothwell & Towler, 66 High Street, Honiton, Devon EX14 1RT. Rothwell & Towler are authorised and regulated by the Financial Services Authority. Travel Insurance premiums and availability of cover may vary depending on individual circumstances. A full policy wording is available on request. info@world-first.co.uk