Website expels travel insurance myths

26 January 2009 08:35

Many myths have been quoted about travel insurance and its benefits and one website has drawn some conclusions to put the record straight and prevent holidaymakers from becoming confused.

Travelwires.com has run an article to iron out any misconceptions that holidaymakers may have with what travel insurance covers people for.

Among the misconceptions travellers have, according to the website, is that having a European Health Insurance Card (EHIC) is just as good as travel insurance.

However, an EHIC only allows reductions in the cost of healthcare rather than getting it free.

Other misconceptions include that holiday insurance covers all potential holiday mishaps.

The website states that what a person is covered for is dependent upon the quality of the insurance they take out, with cheaper policies potentially not providing cover for dangerous activities such as skiing or extreme sports.

Travellers undertaking these activities are advised to get specialist insurance policies such as ski insurance or travel insurance for sports and activities. ADNFCR-1320-ID-18744055-ADNFCR

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Martin Rothwell, Senior Partner World First Travel Insurances, says:

The most important point is that the European Health Insurance Card will NOT cover any costs to repatriate a traveller back to the UK following an injury or illness. If you need an air ambulance and do not have adequate travel insurance then you could be on your own. The EHIC does however provide some free treatment but it depends where you are and it does not cover costs if you are in a private hospital. The opinion at World First is that the EHIC should never have been called "insurance" and is leading to much confusion amongst travellers holidaying in Europe.

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