Call for an instant quote 0345 90 80 161
Open Mon to Fri 08:30 - 19:00 | Sat 09:00 - 16:00 (GMT)
Coronavirus FAQs
Questions about Coronavirus? Click here for more information. Please note that due to exceptional circumstances our opening hours are currently 09:00 to 17:30 Monday to Friday. We apologise for any inconvenience.
23 October 2012 17:23
Each year independent travel insurance specialist World First Travel Insurance insure more than 75,000 people with pre-existing medical conditions
Many travellers are anxious about or indeed consciously fail to declare pre-existing medical conditions to travel insurance companies, worrying that it will dramatically increase their premiums, they might have to limit the length of their trip or destination or even be refused travel insurance.
But these assumptions are simply wrong and can put the traveller at unnecessary risk. As part of the screening process a series of questions are asked to establish details of the holiday and any pre-existing conditions of the individual wishing to travel. It is from these questions that the type of policy and cost of travel insurance is determined. Failure to disclose any pre-existing conditions can mean that the policy is not valid if a claim is made.
Each year independent travel insurance specialist World First Travel Insurance insure more than 75,000 people with pre-existing medical conditions, from families with young children to individual people up to the age of 100. World First has nearly 40 years of experience in providing well researched and cost effective travel insurance.
Martin Rothwell, Managing Partner of World First Travel Insurance says, "We continually review the pre-existing medical conditions that people declare to us. This year we have noticed more people advising us of heart conditions and cancers. These can both be very difficult to find insurance for. Our increased limits of cover mean that we are now able to provide travel insurance for more people with these conditions."
During the past year the most commonly declared conditions have been:
Martin urges people with pre-existing medical conditions to seek travel insurance from a travel insurance specialist. He said, "Companies like World First Travel Insurance, with experience in this area, can often provide cover when general insurance companies are unable to."
Such was the case for Ellen Powell from Hereford who has Crohn's disease. Her Dad found World First when searching on the internet for travel insurance for pre-existing medical conditions. She has taken out travel insurance with World First with provision for her condition for three years now. She was even able to amend her policy this year to provide cover for her boyfriend who had broken bones in his hand.
Failure to declare a pre-existing medical condition is often the basis for travel insurance claims being declined. Martin adds, "Anyone travelling with a pre-existing medical condition must tell their insurer when they purchase a policy. If you are taken ill whilst on holiday and this is linked to any pre-existing condition which has not been declared, you will not be covered."
For more information or a quote visit the World First Travel Insurance website or call 0345 90 80 161.
28 February 2020
Keep your carbon footprint in check and travel green with our eco-friendly travel tips.
[more...]
25 February 2020
For true carefree travel, decide on a destination that's kinder to the planet...
20 February 2020
Travel into the future and not just through time-zones, with destinations shaping urban living.
National Anthem Day falls on the 3rd March, so what better excuse is there to delve into into the world of music and motherland?
Discover five alternative places to get down on one knee this leap year.
Two-wheels are better than none. Check out our favourite cities best explored from a saddle.
04 February 2020
Make your phone the perfect travel companion for the new year...
Bohemian boulevards and ornate opera houses await away from the Six Nations action.
Kite Flying Day falls on 8th February. What better time is there to plan your next trip through the skies?
10 February 2020
With Ferris Wheel Day on 14th February, there's never been a better excuse to enjoy a foreign skyline.
Looking for a Valentine's getaway but want to avoid the clichés? Try one these alternative romantic destinations...
27 January 2020
With ancient architecture and marble marvels at every turn, there are plenty of reasons to get onside with our plans away from the rugby in Rome.