World First’s Five Steps to Summer Holiday Protection

19 July 2010 18:27

We are only just entering the main holiday season and travellers are already nervous about travel plans following a spring blighted by strike action and volcanic ash.  More than ever before, holidaymakers are being advised to make sure they take out adequate travel insurance cover before they go on holiday this year.  

Travel Insurance specialist, World First, is giving travellers a quick and easy five step guide to summer holiday protection.  The five step guide will give travellers a checklist of the dos and don’ts to consider when buying a policy, to make sure they are protected whilst travelling and on holiday.

“There’s a lot to consider when buying the right policy,” comments World First’s Managing Partner Martin Rothwell.  “And going for the cheapest policy isn’t necessarily going to give you the right level of cover. 

“With so many price comparison sites out there now it’s easy to plump for what looks like, on the surface, the best deal.  I’d urge people to spend more time finding the right policy for them.  Speak to specialists in order to get the best policy.  This doesn’t mean it has to be the most expensive either – it just has to be right.”

World First’s Five Tips:

  1. Don’t be interrupted by eruptions; summer 2010 well may come to be known as the “summer of ash”. Make sure your policy protects you.  Many don’t.  World First does.
  2. Are you, or might you, be trying out some new sports and activities this summer?  Diving, jet skiing and bungee jumping are often excluded from policies unless you make a specific request.  Even if you just THINK you might do any of these activities, it is worth including them in your quote.
  3. If you have any pre-existing medical conditions tell your insurer and get the cover confirmed in writing. Different insurers have different definitions of what a medical condition is so read the key facts and make sure your condition is covered.
  4. Taking out travel insurance is not a license for irresponsible behavior.  All travel insurance companies expect you to act sensibly and in the same way you would if you were not insured. Your policy won’t pay out if the claim is due to being excessively drunk or has anything to do with non-prescribed medication.
  5. Make sure you know where you are going. It might sound odd, but different companies have different definitions of what they consider to be Europe or Worldwide. Egypt could be either.
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