Call for an instant quote
0345 90 80 161
Open Mon to Fri 09:00 - 17:30 | Sat 09:00 - 16:00 (GMT)
19 August 2015 09:37
Some holidaymakers take big risks with travel insurance
Holidaymakers have been warned not to gamble with travel insurance, after figures showed medical claim costs rose by nearly 10% last year.
Travelling overseas without adequate cover can cost thousands of pounds if things go wrong.
Recent data from the Association of British Insurers revealed that the average cost of a claim for medical expenses increased to £1,022 in 2014.
This contrasts sharply with the average cost of an annual travel insurance policy, which is just £32.
The Foreign & Commonwealth Office (FCO) is now highlighting the risk of taking the 'Getaway Gamble' of travelling abroad without sufficient cover.
It has launched a new info-graphic in the form of a roulette wheel to encourage Britons to make travel insurance an essential part of their holiday preparation.
This will give them peace of mind that they will be covered for the potentially high cost of medical treatment.
It says that "rolling the dice and not hedging your bets" is no way to start or end a holiday, and asks "will you get back with your finances in the black, or return from the Med seriously in the red?".
The average medical bill of £1,022 is the equivalent of a luxury cruise to the Caribbean.
Honesty is the best policy
As part of the #TravelAware Twitter campaign, the FCO is urging travellers to make sure they have the correct level of insurance to cover all their needs and planned activities, and understand what could void their policy.
Accidents that occur when someone has not taken reasonable care or consumed excessive amounts of alcohol may not be covered.
Travellers may also not be able to make a claim if they have not been honest about their medical history.
21 April 2017
Want to lower your risk of suffering cancer or heart disease? Then get on your bike.
20 April 2017
Researchers have made a significant breakthrough in understanding the way in which breast cancer grows and spreads.
19 April 2017
Budget airline easyJet has apologised over an incident in which two passengers were ordered to leave an overbooked flight.
14 April 2017
Holidays have topped the priority lists of people approaching retirement, with close to two thirds (64%) aiming to go on more trips once they leave the world of work behind.
13 April 2017
A major bank has outlined plans to become more "dementia-friendly".
12 April 2017
Restrictions should be put in place to curb the drinking of alcohol before early-morning flights, a House of Lords committee has suggested.
11 April 2017
Drivers heading to airports and ferry ports this bank holiday weekend have been told to expect heavy traffic.
People who are beginning to notice signs of grey hair have more to worry about than their image.
07 April 2017
Women who live in built-up areas could face a higher risk of developing breast cancer, according to a new report.
06 April 2017
It's well known that oily fish like mackerel is good for the heart and the brain but experts are now considering whether it can also help people with diabetes.
05 April 2017
The UK could face a "damaging" drop in flights if an aviation deal can't be sorted quickly in the Brexit negotiations, a travel trade group has warned.
04 April 2017
BBC broadcaster Victoria Derbyshire has revealed that losing her hair while undergoing chemotherapy was the "worst bit about cancer treatment".