Winter sun and summer sun all wrapped up in one travel insurance policy

07 October 2011 09:02

Alongside the traditional Spanish sun seeking destinations, there are great offers for Africa, the Indian Ocean, Asia and the Caribbean

Alongside the traditional Spanish sun seeking destinations, there are great offers for Africa, the Indian Ocean, Asia and the Caribbean

With summer in the UK coming to an end and the economic gloom persisting, many great offers on winter sunshine breaks are coming on the market, to beat the seasonal blues and tightened budgets.

The travel industry seems to want to stretch the horizons of people seeking a winter break, with the availability and popularity of more remote, unspoilt getaways being heavily promoted. Alongside the traditional Spanish sun seeking destinations, there are great offers for Africa, the Indian Ocean, Asia and the Caribbean.

Travel insurance specialist, World First Travel Insurance is also encouraging holiday makers to re-think how they book their travel insurance too. Rather than taking insurance for a single trip, they are encouraging people to consider buying an annual travel insurance policy as it is often much more cost effective. Turning a single trip policy into an annual policy may cost less than £30, so it is always worth asking your insurer to quote for both. If you decide to take advantage of the many exotic holiday offers the cost of insurance certainly won't hold you back. Worldwide annual policies with World First Travel Insurance start from £50.

Martin Rothwell, Managing Partner at World First Travel Insurance says, "In the current economic climate getting value for money is essential for consumers. With travel insurance, very often the best way to save money is to think ahead and anticipate when and where and with whom you might travel so you can buy an annual policy."

Standard annual policies can cover travel abroad for up to 31 or 62 days at a time and the number of trips you can take is unlimited.

There is still plenty of flexibility if you a buy an annual travel policy and your plans change. You can add different regions to you policy mid-term, if, for example you start with a Worldwide policy excluding the USA, Canada and Caribbean but then decide to travel to the States, this can be added at any point. You can increase your cover according to what you plan to do, such as adding scuba-diving and watersports to a policy. Or similarly, if the value of what you might take with you increases, for example you want to take your laptop so you can stay in touch with friends and family back home while you are on your remote island getaway, you can increase your cover.

An annual policy provides peace of mind and one less thing to do whenever you decide to take a break, knowing that you have your insurance sorted when you book trips in advance or decide upon a quick getaway during the year.

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