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Youngsters urged to get travel insurance

25 May 2016 07:52

Youngsters at a beach party - but are they covered?

Youngsters at a beach party - but are they covered?

Holiday-loving youngsters are being warned about the dangers of venturing abroad without travel insurance.

Abta's call comes in the wake of its new poll which shows that the 18-34 generation trust more to luck than any other age group.

The travel group's poll of 2,031 adult travellers finds that the so-called "millennial" age group risk having to pay several thousands of pounds in healthcare bills if they go uncovered.

It says that several myths surround British youngsters' perception of such insurance. This includes the mistaken assumption that the state will pay their medical bills.

The benefits of travel insurance

Abta is urging every traveller to invest in travel insurance when they order their break.

It says failure to do so can result in expensive cancellation fees should people have to scrap their trip for reasons including:

• jury service

• pregnancy

• family bereavement

In addition, travel insurance can cover a multitude of things, such as lost passports, mislaid luggage and stolen possessions, as well as medical cover options.

Stat attack (18-34 year-olds)

• 31% go abroad uninsured, compared to the average of 22% across the age ranges

• 46% falsely think such cover is not essential

• 10% wrongly believe the British taxpayer will fund any medical assistance overseas

• 38% say it's a gamble they are happy to take

• 16% think travel insurance is a vital part of the holiday process, compared to the 26% UK average

Abta's stats relate to Britons travelling abroad during the past year.

What the expert says

Mark Tanzer, chief executive of Abta, says that the figures are "worrying" as young Britons prepare for their summer getaways abroad.

He says they are still going overseas with no cover and their knowledge of the EHIC card's function seems to be diminishing.

Mr Tanzer says that every year such risk-taking results in great losses, with the uninsured facing possible medical bills amounting to many thousands.