Be prepared if you're travelling when pregnant
12 February 2011 12:51
Women choosing to take a holiday before their baby is due are being advised to make sure they are prepared just in case their baby decides to make an early appearance during the holiday.
Last year the unexpected arrival of David and Samantha Cameron's daughter whilst holidaying in Cornwall meant that Samantha was taken into an unfamiliar hospital at very short notice. As the family were staying in the UK there would have been very few concerns about the level of treatment, hygiene or facilities at the hospital. However, what happens if you are on holiday abroad and your baby is born early?
There are many restrictions on travelling when pregnant, for example, most airlines will not permit a woman to fly after 36 weeks. And even before that time, some airlines will request a 'fit to fly' letter from a midwife or Doctor.
Travelling by sea also has restrictions; Brittany Ferries will not allow travel after 32 weeks, and this is reduced to 28 weeks if they want to use the high-speed service. P&O will not allow women to take the Western Channel routes after 28 weeks, although the Short Sea (Dover-Calais) and Irish Sea crossings are more accessible, still being available up to 38 weeks.
There are no restrictions when it comes to travel by road or rail, so it is possible that some women may find themselves in a similar situation to Samantha Cameron, having opted for a last minute 'babymoon' holiday before the birth, only to find that junior has other plans and wants to join in with the holiday by making an early arrival.
Travel insurance specialist, World First Travel Insurance is advising women to consider their travel plans carefully and make sure they have adequate travel insurance cover as well as making sure they have considered the implications of giving birth abroad.
Managing Partner of World First, Martin Rothwell said, "Any woman considering taking a holiday while pregnant should consider taking out pregnancy travel insurance. Our policies cover the entire term of pregnancy so women can still take holidays right up until their baby is born, providing their carrier permits them to travel.
"It's important for women to make sure they take out insurance as well as having a European Health Insurance Card (EHIC). Some people have made the mistake in the past in thinking that the EHIC will cover all of their medical needs, this is not the case; one vital difference is that the EHIC won’t help you to get back home if you require treatment back in the UK. The only way to have true peace of mind is to take out travel insurance."
When it comes to the travel insurance policy, women are advised to read the small print carefully as not all travel insurance policies are the same, and many will find a get out clause if there is a problem during pregnancy. Most travel insurance policies exclude any claim if travelling at more than 32 weeks pregnant, or 24 weeks for multiple births from the date of delivery. But it's worth noting, that as long as the airline or shipping company says it's okay to travel, and there have been no complications in this or in previous pregnancies, World First will provide full cover under the medical and emergency expenses for both mother and newborn child.
Martin added: "Along with the practical side of things, it's important that people get an idea of the type of health care available in the country they are visiting and also where they are staying in relation to the closest hospital or medical facility. It's far better to be prepared, just in case."
Another point to consider is that even if you are covered for pregnancy by your travel insurance, insurers can only pay for medical treatment that is readily available, so if the baby is born in a remote area, then you will end up in hospital in that area, and it might not be of the same standard as the hospital at home in the UK where you had planned to have the baby.
World First's top tips for travelling when pregnant:
- Check that you are able to travel - both outward and return journeys
- Get the right travel insurance policy – and read the small print
- Do your research – find out how close health care and medical facilities are to the accommodation
- Be prepared - take some essentials with you, just in case: blanket, baby grow, bottle, nappies and wetwipes
- If travelling in the latter stages of pregnancy take your hospital bag with everything the mid-wife suggested would be needed when having your baby in the UK.