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17 May 2011 09:28
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When we are booking our holiday we anticipate and dream of exotic destinations, fabulous beaches, great local cuisine, taking it easy or having thrilling adventures and experiences. Few of us want to spend time thinking of the risks of being away from home; becoming ill, having an accident, loosing possessions or suffering travel disruption and needing to make a claim on your travel insurance.
Guidance issued this week by the Association of British Travel Insurers (ABI) sets out clearly what is commonly covered in standard travel insurance policies and, more importantly, what is not. So buying the right holiday insurance cover for you needs has never been easier.
This is great news and support for reputable specialist travel insurance companies who tirelessly campaign for customers to buy the right policy for their circumstance and situation. Taking a bit of time to research a good policy means they won't be amongst the thousands of people who end up paying for medical and other bills out of their own pocket.
The top three tips from the ABI guidance are:
The Foreign and Commonwealth Office (FCO) welcome the ABI initiative as their consular staff have direct experience of advising thousands of people each year with inadequate insurance, that end up paying for bills abroad out of their own pocket. The FCO stresses that getting comprehensive travel insurance that covers everything you want to do on holiday is a vital part of planning your trip.
There is a strong element of partnership and working together in the travel industry to look after UK citizens travelling and living abroad. Over 400 travel service providers, including the ABI, have signed up to the FCO Know Before You Go campaign which started in 2001 and runs each year to give advice and information on staying safe and healthy abroad.
26 October 2016
People could be at a bigger risk of having high blood pressure if their home is close to a busy road, research has suggested.
25 October 2016
Almost 200 ill youngsters have been given the chance to enjoy a holiday of a lifetime thanks to the annual Dreamflight trip.
22 October 2016
A "perfect storm" of the falling value of the pound and security fears means holidaymakers are avoiding travel in Europe during October half-term.
21 October 2016
A union is warning of travel chaos over the Christmas period at four major UK airports, unless a baggage carrier transfers staff to other companies.
20 October 2016
Thousands of passengers faced travel chaos yesterday after rail service through the Channel Tunnel was suspended because of a power failure.
19 October 2016
People planning holidays from Gatwick Airport in the run up to Christmas could face travel chaos as unions threaten to strike over a pension dispute.
18 October 2016
Eurostar has said it will cut 12 services from London St Pancras to Paris and Brussels.
15 October 2016
Tourists in Thailand are being advised to "behave respectfully" and wear "sombre" clothing as the country mourns King Bhumibol Adulyadej.
14 October 2016
Holidaymakers are being warned to buy currency in advance as exchange rates being offered are as little as 0.96 euro to the pound at airports.
13 October 2016
Scientists say there is strong evidence air pollution and vitamin D deficiency can cause dementia.
12 October 2016
More people are going on holiday than at any time in the past five years despite terror attacks and the impact of Brexit, according to a study.
11 October 2016
People from across North Carolina had to be rescued from their homes as the downgraded Hurricane Matthew blew out to sea - leaving a trail of destruction in its wake.