Card protection 'not travel insurance'
26 January 2009 10:58
Holidaymakers are being warned that the Consumer Credit Act protection of goods bought by credit card overseas is not the same thing as travel insurance.
Mark Bowerman, spokesperson for Apacs, said that although the legislation will help prevent financial loss for travellers buying faulty or misrepresented good overseas, this may not overlap with travel insurance.
"Section 75 covers everyone, by right, through the 1974 Consumer Credit Act, but customers should not confuse this with travel insurance," he said.
"If you are concerned about having travel insurance then you need to seek advice from your insurance or your credit card company."
Mr Bowerman added that if shopping abroad, holidaymakers should take care to choose reputable companies and use a credit card for high-value purchases as "you have that extra protection that you do not have with a debit card".
A recent survey from Sainsbury's found that one in five people who book last-minute holidays do not bother to take out travel insurance for their trip.