'Check small print' of travel insurance
26 January 2009 08:44
Holidaymakers have been warned by an article in the Guardian to check the small print of their travel insurance documents before setting off on their break.
With many couples likely to spend a portion of their holiday enjoying a beer or a glass of wine in the sun, travellers have been told to check their travel insurance for exclusions which could potentially scupper their break.
The factsheet states that a person who has an accident or is ill after having a few drinks will not be covered on all travel insurance policies.
Also travellers expecting to partake in sporting activities during their holiday are advised to make sure that this sport is covered in their travel insurance.
The article states a recent example where a policy was found that covered travellers having a game of cricket but not football.
Sports with a greater risk attached to them, such as jet-skiing or parachuting are especially likely not to be covered under a standard policy.
Holidaymakers who are likely to try their hand at these sorts of activities are advised by the article to take out specialist cover, with the likes of travel insurance for sports and activities available.
Recent research from moneysupermarket.com found that people in their 20s are most likely to tackle a daredevil activity on holiday.