Travel insurance for holidays in Spain

Cheap travel insurance for holidays in Spain? Ole!

So, let's get right to it. We offer a choice of great value policies that will give you all the benefits and cover you'll need for your trip to Spain – whether it's for a long weekend, a one-off family holiday, an extended trip or even a backpacking tour.

You can choose the level of cover you go for depending on the way you like to travel. So if you like to set off on a family holiday with the reassurance of a robust Family travel insurance policy then our great value Superior policy will see you through. It has £10million emergency medical expenses and gadget cover as well as cancellation, loss of baggage, documents and money, and, like all our policies it includes 24/7 emergency assistance as well as public liability and over 150 sports and activities, including banana boat rides, waterskiing and diving. So there's no need to miss out on those great family holiday activities.

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"Brilliant will certainly use again"

"Many thanks for the ease of filling in the travel form, I had no problem. I will certainly use it again in the very near future. I travel to Spain twice a year. And my last insurance was in access of £300. Will never use them again. I was really pleased with your quote."

Doreen Jones

5 stars

Reviewed by confirmed purchaser

Your quick guide to travelling in Spain

Official language(s):

Euro (€) (EUR)


Emergency Services:
112 from a mobile

Dialling code:

Entry requirements: A smooth start to your holiday

Over 12 million British travel-lovers visit Spain every year, making it one of Britain's favourite holiday destinations. As you may already know, getting in to the country is normally straightforward. All you need is a British passport that's valid for the duration of your stay. And it's best not to take any food items that are of animal origin (including milk) if you want to avoid a run in with Spanish customs.

Laws and customs: Carrying your passport

It's important to keep your passport (or other valid forms of ID) on you while you're in Spain. The Spanish police have the right to stop you and ask for ID at any time. Without it, you may be detained at a Spanish police station. Just remember to keep a photocopy of your photo ID page somewhere safe. Or store a digital scan securely online. It could save you a lot of hassle if your passport is lost or stolen while you're away. Don't forget that if your passport is lost or stolen your World First Spain travel insurance will cover the expense of replacing it.

Currency: Putting it on the plastic?

Popular credit and debit cards are widely accepted in Spanish shops, bars, hotels and restaurants. However, all customers are required to show ID when paying by card (that's just the way it's done in Spain). So make sure you have your passport handy if you're hitting the shops. It's also worth letting your bank know that you'll be using your card abroad before you leave. Traveller's cheques are commonly accepted when accompanied by a passport.

Healthcare: Travelling with medication

Taking medication on holiday with you? No problem. Just ask your doctor to write a short letter outlining the nature of your health condition and the medication you take to manage it. Get it translated into Spanish and have it ready to show customs officials on arrival in Spain if required. It's a good idea to take a copy of your prescription form too. And keep all medication in its original packaging.

Most medications are fine to take to Spain. However, some contain controlled drugs, in which case there are a few extra procedures to follow. If in doubt, you can check if your medication contains substances controlled by UK export law and Spanish import law by calling HMRC (0845 010 9000) and the Spanish Embassy in London (020 7589 8989) respectively.

We specialise in covering travellers with medical conditions and offer expert policies without the costly premiums. Benefits include up to £10 million medical cover and 24/7 access to emergency medical assistance. And if your medication is lost or stolen while you're in Spain, don't panic. Most are easy to buy and if you're a World First policyholder we can cover the cost of replacements.

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Staying safe: Is the tap water safe to drink?

It can get very hot in Spain and it's important to drink plenty of water to stay hydrated. The tap water is guaranteed across the country, but on the Spanish islands people generally drink bottled water.

Laws and customs: Light up with care

The fragrance of Spanish cigars is legendary. But being too hasty to light up in Spain could result in a substantial fine. It's illegal to smoke in indoor public places as well as outside hospitals, schools and children's playgrounds. Fines for breaking these laws can range from €30 to a whopping €600,000 and are ruthlessly enforced.

Healthcare: How does it work?

No one pictures themselves getting hurt or falling ill on holiday. But it's important to know what your options are if something unexpected does happen. It could save you a fortune.

If you haven't got one already, pick up a European Health Insurance Card (EHIC) from the NHS website. It's free and entitles you to the same level of complimentary medical care as the Spanish locals receive. So you won't have to pay the medical bills yourself in the unlikely event that you need urgent treatment while you're away.

However, your EHIC won't cover everything.

The EHIC does not cover ongoing medical care, non-urgent treatment or medical repatriation. In other words, unless you're in immediate danger, you will have to pay for your own treatment. That can be extremely expensive (fixing a broken arm in Spain can cost as much as £11,000, according to figures from the Association of British Insurers.) That's why it makes sense to take out a good travel insurance policy.

Our Spain travel insurance covers up to £10 million worth of medical costs that your EHIC doesn't account for. So there's no need to worry about how you will fund treatment if you get hurt or become ill. We're not saying you should rush off to play with the bulls in Pamplona, but you're in safe hands if something does go wrong.

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Staying safe: Terrorism

You might have heard that the Basque terrorist organisation ETA has mounted serious attacks in Spain in the past. Thankfully, ETA announced a cessation of armed activity in October 2011 and terrorist attacks are now rare in Spain. However, it's still important to be aware of the general global threat of terrorism. Spanish authorities take active steps to protect visitors, though British Nationals have never been targeted by terrorism in Spain.

We are one of the few insurers to offer compensation for medical expenses as well as travel delays and holiday cancellations resulting from certain terrorist acts.

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Electricity: Powering your holiday

If you're taking a charger for your mobile phone or digital camera on holiday, the electricity voltage in Spain is 220 AC, 50 Hz. Plugs are two pin. If you don't already have one, you should be able to pick up a conversion kit in the UK before you leave without any hassle.

Spain: Know Before You Go

For up to the minute travel news that doesn't make the headlines, check out the Foreign & Commonwealth Office's website. Their Know Before You Go site has information on all risks to all travellers in more than 255 countries and territories around the world.

See the latest information at Know Before You Go HERE.

Follow the FCO on twitter HERE.

Of course, if you have any questions about our Spain travel insurance, please call us on 0845 90 80 161 or email

Taking more than one holiday in the next twelve months? Save money with our annual travel insurance.

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