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Holiday insurance 'just as crucial' for UK breaks

05 February 2009 13:37

Holiday insurance 'just as crucial' for UK breaks

Travel insurance cover is just as crucial for people taking a break in Britain as it is for those jetting around the world because calamities are still waiting to happen, Sainsbury's Finance has warned.

The holiday insurance provider suggested that 2009 could see a massive rise in the number of people taking UK breaks because of the prevailing economic gloom, the weakness of sterling abroad and forecasts of a hot summer.

However, "stay-at-home holidaymakers" can still be hit by problems such as cancellations, lost or stolen luggage, travel delays and repatriation should they fall ill at the other end of the country, things that would leave them heavily out of pocket without insurance.

Sam Marrs, manager of travel insurance at Sainsbury's Finance, explained that many people choose to rely on their home insurance thinking that their belongings will be covered if lost outside.

But he warned: "It's worth remembering there is probably a higher excess to pay and also an impact on your no claims discount.

"Many of the problems that you can encounter abroad can also happen here in the UK on holiday, so it is important to ensure that you have adequate cover."

Recently, the department of health urged Brits to ensure that their European Health Insurance Cards are valid before travelling into Europe.ADNFCR-1320-ID-19008279-ADNFCR