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DIY holidaymakers told of purchasing necessity

26 January 2009 08:58

DIY holidaymakers told of purchasing necessity

Holidaymakers looking to do it themselves when preparing all the aspects of their summer holiday have been warned that they will need to purchase a lot more than a decent bottle of sun tan lotion.

As well as needing to purchase travel insurance to cover them for problems such as flight cancellations and damaged luggage, holidaymakers who avoid a package deal may also not benefit from Air Travel Organisers' Licencing (ATOL).

ATOL entitles a traveller to a full refund if the company they are flying with goes bust or if bookings are cancelled, potentially saving a holidaymaker a decent amount of money.

For those that are going to do it themselves to try and save on costs, travellers should find a credit card which offers zero per cent in interest payments, provides Section 75 cover and maybe offers reward points.

Simeon Linstead of personal finance at uSwitch.com, said: "2008 has been a rocky year for consumers so far and choosing the wrong credit card to pay for a holiday could be a costly mistake.

"It is possible for people to reduce the amount they will pay in fees, or avoid paying them altogether, if they take a little time to research the credit card market before going away and make sure that they are packing the right plastic."ADNFCR-1320-ID-18683322-ADNFCR