Early booking 'essential' to get the most from travel insurance

26 January 2009 11:31

Early booking 'essential' to get the most from travel insurance

British travellers who leave their travel insurance until the last minute are being warned they could be missing out on vital cancellation cover.

Some two-thirds of holidaymakers are missing out on the valuable cancellation cover available when people take out travel insurance for a holiday because they leave getting cover until the last minute, moneysupermarket.com has claimed.

The website stated that Britons should book their travel insurance straight away for their holiday dates, meaning most reasons for cancelling a holiday – such as illness, serious injury and bereavement – could potentially be covered and save money.

Peter Gerrard, head of insurance research at moneysupermarket.com, said: "It seems holidaymakers are booking flights but leaving their insurance until the last moment. However, they will miss out on valuable cancellation cover which will protect them for all or part of their flight if the trip is avoidably cancelled."

However, he said that holidaymakers should be aware that they may not be covered if they have cancelled their holiday because of "any pre-existing medical conditions, the death or illness of a pet, or if you have any travel phobias, stress or anxiety".