EHIC not the same as full travel insurance
26 January 2009 07:36
British travellers have been urged not to head abroad with just a European Health Insurance Card (EHIC) in hand.
According to Sainsbury's Finance, 3.5 million people have risked racking up eye-watering expenses in the past 12 months by taking holidays on the continent without a full travel insurance policy.
This is despite the fact that EHICs only provide visitors with the same state-provided care as a resident of the European country that they are in.
Sainsbury's warned that the cards offer no private healthcare or repatriation services. EHICs also exclude any cover for other problems that holidaymakers might encounter, such as lost or stolen baggage.
Sam Marrs, manager of Sainsbury's Travel Insurance, explained: "Many people wrongly overlook travel insurance because they think their EHIC will cover them when they are abroad, but it will not cover you for private medical care, nor will it pay for you to be airlifted off a ski slope."
This week, Insuremore advised against visiting overseas destinations with the "free" travel insurance policies bundled by banks and credit card providers with their products.