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Financial cover warning for travelling Britons

26 January 2009 12:08

Financial cover warning for travelling Britons

Holidaymakers looking to book their time overseas next year are being urged to check whether their breaks are financially protected.

The Civil Aviation Authority (CAA) has claimed that, while it will refund holidaymakers should their tour operator go bankrupt when they are overseas, and repatriate anyone stranded abroad, the same may not apply to independently booked holidays.

It claimed that as many as 18 million Britons preferred to travel on a DIY trip in 2007, booking accommodation and flights separately. But these holidaymakers are not covered by Atol – the scheme run by the CAA which offers protection.

Having adequate travel insurance relevant to your trip – such as winter sports travel insurance for a ski trip and backpacking insurance for a journey around the world – can provide some cover, but travellers should check their policies before they leave, said the CAA.

Travel expert Bob Tolliday at Which? told the consumer watchdog's website: "Don't assume your holiday is protected regardless of how you booked it.

"It pays to double-check and if you are going on a DIY holiday it would be best to pay with a credit card which will give some cover."