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Holidaymakers must think about 'travel insurance'

06 April 2009 07:00

Holidaymakers must think about 'travel insurance'

When it comes to travel insurance policies the key thing for holidaymakers to ensure is that they understand exactly what it is they are buying before setting off abroad.

That is according to US newspaper the South Florida Sun-Sentinel, which urged holidaymakers to consider questions such as whether or not they are covered if their holiday insurance provider goes out of business.

It also pointed out the importance of knowing exactly how much cover you have for emergency medical care, delays or cancellations due to weather and lost or stolen baggage.

The paper stated: "If emergency medical coverage is your primary concern, understand exactly what the policy covers and what is considered a pre-existing condition."

Last month, ABTA - the Travel Association claimed that British tourists are showing a "more adventurous spirit" by booking holidays to destinations such as Thailand and South Africa.

British travellers are not privy to state-level healthcare in such non-eurozone destinations if they have a medical emergency, making travel insurance even more crucial.ADNFCR-1320-ID-19104825-ADNFCR