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'Protect against the unforeseen' with travel insurance

26 January 2009 10:29

'Protect against the unforeseen' with travel insurance

Travel insurance is a necessity as it is often impossible to predict what could go wrong on a holiday abroad.

According to the Association of British Insurers (ABI), travel insurance policies work by helping protect people against unforeseen events.

One good example of this was the baggage crisis at the new Terminal Five building at Heathrow – with very few insurers withdrawing cover for their customers caught up in the lost luggage debacle.

Malcolm Tarling, a spokesperson for the association, said: "The general principle of travel insurance and indeed, most other types of insurance excepting life insurance, is that you take out a travel policy on the basis that something is unforeseen.

"Obviously, life insurance is different because you are going to die at some stage so you can insure against that risk. But travel insurance is designed primarily to protect you against the unforeseen and unexpected risk."

Heathrow's new Terminal 5 opened at the end of March but has been dogged by disaster ever since as hundreds of passengers lost their bags. ADNFCR-1320-ID-18559708-ADNFCR