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Companies may have to 'restructure travel insurance policies'

26 January 2009 09:03

Companies may have to 'restructure travel insurance policies'

Travel insurance companies may have to restructure the way they offer policies because of the measures announced in the Equalities Bill, it has been stated.

Last week equalities minister Harriet Harman introduced a Single Equality Bill to replace the hundreds of pieces of different legislation currently in place.

And James Caldwell, director at, believes the bill could have a disadvantageous impact on the travel insurance industry.

He said that travel insurance companies "will no longer be able to impose an upper limit when it comes to life and travel insurance, despite there being more risk associated with older consumers".

"If the legislation comes into effect, consumers who are classed as low risk by insurance companies will find themselves hit by increased bills as a result," he added.

Travellers aged over 65 may be set to benefit the most from the changes, as currently they are seen to be at more risk when travelling so are accustomed to getting higher travel insurance quotes.ADNFCR-1320-ID-18670594-ADNFCR