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Snow storm delays typically covered by holiday insurance

05 February 2009 13:40

Snow storm delays typically covered by holiday insurance

With the south-east's worst snow storm in 18 years grounding planes and disrupting flight schedules at major airports, departing holidaymakers have been urged to check that any delays suffered are covered by their travel insurance provider.

According to the Association of British Insurers (ABI), holiday insurance cover usually applies after passengers have been unable to continue their journey for anywhere between eight and 12 hours.

Typically, policies will pay out a cash amount of around £50 for each subsequent eight or 12-hour delay up to a maximum limit after this time, the organisation explained.

It added that some policies may pay for missed flights if the passenger is unable to reach the airport due to bad weather, but warned that cancellation of flights because of weather conditions would not usually be covered.

"Severe weather conditions cause great disruption and inconvenience, and insurance is there to help soften the blow," said Nick Starling, direct of general insurance at the ABI.

"People who have suffered flight delays or damage to their home or vehicle due to the weather should contact their insurance company for advice."

Speaking to anyone planning on travelling around the UK by car, More Than spokesperson Nick Dear warned this week that the icy, treacherous conditions can play havoc with cars, which are much more likely to run into problems during the winter season.ADNFCR-1320-ID-19005612-ADNFCR