Travel insurance cover - don't just focus on price
05 February 2010 06:48
Holidaymakers need to make sure they get everything they need within the restrictions of their travel insurance policy instead of simply aiming for the cheapest deal they can find.
This is the advice given out today by Sean Tipton, spokesperson at ABTA - The Travel Association, who said he is worried that some travellers may simply be grabbing the first policy they find without first checking if it will cover them in the case of an emergency.
He pointed out that while it may seem a bargain to buy cheap travel insurance insurance for less than the price of a CD, it will be a false economy if you come to make a claim and discover that you are not covered.
"You need to bear in mind that with insurance, like any other product, the levels of cover on offer can vary quite drastically," Mr Tipton said.
"The most important issue with taking out insurance is the medical expenses … if you're travelling to somewhere like America, that you should have cover for up to £2 million."
In order to get the best travel insurance cover you can at the best price, Mr Tipton advised comparing the different policies available carefully.
Meanwhile, in response to yesterday's news that some people are going without insurance altogether this year, he said this should not be an option.
"Always take travel insurance out, regardless of where you buy it, always purchase it," he urged.
If you've been reading this and worrying that such comprehensive cover is sure to cost the earth, then don't panic.
Mr Tipton states that £2 million of medical cover is advisable, but you'll be reassured to know that at World First, we can send you away safe in the knowledge that you're covered for up to £5 million, despite our travel insurance being competitively priced.
We can also offer a number of other benefits including 24-hour emergency service, so give us a call and forget about settling for second best!
Published by World First Travel Insurance - providers of worldwide travel insurance for all types of holiday, travel insurance for pre existing medical conditions and great family travel insurance. Get in touch for competitive travel insurance quotes today.
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