Travel insurance 'should be compulsory'
26 January 2009 11:58
Travel insurance covers a wide range of eventualities and should never be viewed as an optional add-on, one industry specialist has insisted.
InsureandGo said that too many people view travel insurance as something that is intended solely to cover losses arising from cancelled flights, when in actually fact its primary benefit is totally unrelated to that.
Commenting on winter holiday insurance in particular, spokesman Perry Wilson noted that large numbers of Brits suffer serious ski or snowboard-related injuries that require immediate medical treatment while abroad.
More generally, unforeseen events can lead to health-related emergencies no matter where you are, and without adequate protection travellers are liable to cover all relevant medical and repatriation costs.
"People have to get away from this feeling about travel insurance being about your flight being cancelled - it's not about that," said Mr Perry. "The biggest part of it is medical: accidental damage to yourself and also personal liability if you cause damage to somebody else."
Recent figures suggest an estimated 15 per cent of all British holidaymakers risk financial ruin each year by going abroad without travel insurance.