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Travel insurance shouldn't be checked when needed

26 January 2009 09:13

Travel insurance shouldn't be checked when needed

Travellers who leave it until an emergency occurs before taking a closer inspection of their travel insurance policy are taking a huge risk, it has been stated.

Declan Moran, director of marketing and business development at Vhi Healthcare, has told the Irish Independent that "almost half the people who travel abroad on holiday do so without any travel insurance at all".

Meanwhile those that do, fail to inspect their policies until there is a need to use it.

Mr Moran added: "People need to read the terms and conditions of every policy extremely carefully. There are significant differences in cover provided and therefore for the sake of a couple of euro, consumers could be incurring very large expenses.

"The worst time to examine your travel insurance policy is when an emergency occurs."

In particular, travellers who need to transfer between flights are warned to check if their travel insurance covers them for missed departures, as there is a fair chance a flight could be delayed.

Travellers going to the US without travel insurance run the risk of footing medical bills of up to £25,000, according to the website Gotravelinsurance.ADNFCR-1320-ID-18658017-ADNFCR