All Policies Include Coronavirus Cover


Refused cover? We can still help.


There are times when we can't provide the travel insurance cover you need. However, we work in partnership with a number of carefully selected, specialist insurers who can cover all kinds of eventualities, including travelling with a terminal illness or whilst on a wating list for treatment or travelling against the advice of the Foreign, Commonwealth & Development Office (FCDO), taking part in dangerous sports and activities and even working abroad. Our partners also cover people who have already left the UK, expats and people working abroad who are looking for global medical insurance.

So, if we can't cover it, we know who can.

Existing Medical Conditions

Free Spirit

0345 90 80 111

Specialist travel insurance for most medical conditions and disabilities. They have no upper age limit and can consider insuring terminal conditions including those travellers who are waiting for, or have knowledge of the need for surgery, inpatient treatment, investigation, or specialist consultation referral.

One of the UK's largest specialist travel insurance providers for people with medical conditions and disabilities.

Comparison site offering policies to people with medical conditions and great if you want to compare quotes based on price from a panel of insurers to give you the best choice.

Only specialist travel insurers are eligible to sit on the their panel, so no matter what your age, destination or type of medical condition, Medical Travel Compared should be able to assist in finding cover that meets individual needs.

Onestop4: Insurance

01689 892 266

A different approach to medical screening specifically for those who struggle to find appropriate cover due to either their age and / or their health conditions.

If you are taking a high value cruise Onestop will cover the full invoice cost, even if that is £100,000 or more.


01252 780 190 (please quote World First)

InsureCancer specialises in advanced cancer travel insurance and routinely provides cover for those with active, metastatic, relapsed or terminal cancer. They do not use any automated screening, and therefore all cases are individually underwritten on the basis of the patient's clinical status. The sole purpose at InsureCancer is providing specialist cover with policies specially designed for those living with cancer.


Money & Pensions Service

0800 138 7777

The Money & Pensions Service provide a directory of other travel insurers that can also offer specialist quotes for travellers with complex medical conditions.

Sports & Activities

Sports Cover Direct

01494 484800
Please quote Rothwell & Towler when ringing

A range of policies for all manner of hazardous sports and activities including an 'activity top-up' policy so you can add short term activity insurance to your existing travel insurance policy together with a full range of sports accident insurance.


02392 419 070
Please quote ROT2103 when ringing

Adventures is a tailor-made insurance for almost any activity or occupation including amateur sports, manual work and hazardous pursuits.

With a wide range of activities to choose, from Abseiling to Zorbing, Adventures travel insurance can cover you for peace of mind travel.

Travelling Against the Advice of the FCDO

battleface covers all destinations, including countries under Foreign, Commonwealth & Development Office (FCDO) and government essential and non-essential travel advisories.

Specialist Travel Insurance for Individuals or Groups travelling to high risk territorial zones worldwide not covered by regular travel insurance, such as war zones, crisis zones and disaster relief zones. Cover for both Business Trips and Leisure Trips. Designed for travelling professionals and pioneers such as Journalists, Photographers, Film Makers, Teachers, Charity Workers, Aid workers, Interpreters, Volunteers, Students and Engineers etc.

Non UK Residents or Already Left the UK

World First Travel Insurance have teamed up with Voyager Insurance and IMG Europe to offer an extensive range of International and expatriate travel, health and medical insurance - providing quality cover to individuals, families and groups of any nationality living, travelling or working virtually anywhere in the world.

Gadget Insurance

CoverCloud provides Gadget Insurance you can rely on. From iPhones and iPads to laptops and sat-navs. Protect your phone or gadget against Accidental Damage, Liquid Damage, Breakdown, Theft, Loss, Unauthorised Calls. All with Worldwide Cover as standard.