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Free travel insurance shouldn't be relied upon

26 January 2009 09:12

Free travel insurance shouldn't be relied upon

Youngsters who are considering taking a gap year in their studies to go travelling have been told not to rely on the free travel insurance that sometimes comes bundled in as part of opening a new credit card or bank account.

Travel insurance is one of the things that a gap year traveller shouldn't go without when trying to keep their finances down, as without it they could be forced to fork out for large medical bills or replacing lost or damaged possessions.

However an article in the Independent newspaper tells travellers to make sure the travel insurance they purchase is suitable.

Justin Modray, from the independent financial adviser Bestinvest, told the newspaper: "The costs and level of cover vary widely, so shop around for the best deal, making use of price comparison websites.

"Don't rely on the 'free' cover that is sometimes bundled with credit cards and bank accounts, as it's unlikely to be sufficient."

Gap year travellers have also been told by an article in the Scotsman that "travel insurance is a must".ADNFCR-1320-ID-18659984-ADNFCR