Refused cover? We can still help.


There are times when we can't provide the travel insurance cover you need. However, we work in partnership with a number of carefully selected, specialist insurers who can cover all kinds of eventualities, including travelling with a terminal illness or whilst on a wating list for treatment or travelling against the advice of the Foreign, Commonwealth & Development Office (FCDO), taking part in dangerous sports and activities and even working abroad. Our partners also cover people who have already left the UK, expats and people working abroad who are looking for global medical insurance.

So, if we can't cover it, we know who can.

Existing Medical Conditions

0345 90 80 111

Specialist travel insurance for most medical conditions and disabilities. They have no upper age limit and can consider insuring terminal conditions or those travellers, that have a medical condition that has been diagnosed, who are waiting for or have knowledge of the need for surgery, inpatient treatment, investigations, or specialist consultant referral.

One of the UK's largest specialist travel insurance providers for people with medical conditions and disabilities.

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Comparison site offering policies to people with medical conditions and great if you want to compare quotes based on price from a panel of insurers to give you the best choice.

Only specialist travel insurers are eligible to sit on the their panel, so no matter what your age, destination or type of medical condition, Medical Travel Compared should be able to assist in finding cover that meets individual needs.

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01252 780 190 (please quote World First)

InsureCancer specialises in advanced cancer travel insurance and routinely provides cover for those with active, metastatic, relapsed or terminal cancer. They do not use any automated screening, and therefore all cases are individually underwritten on the basis of the patient's clinical status. The sole purpose at InsureCancer is providing specialist cover with policies specially designed for those living with cancer.

0800 138 7777

The Money & Pensions Service provide a directory of other travel insurers that can also offer specialist quotes for travellers with complex medical conditions.

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Sports & Activities

01494 484800 (Please quote Rothwell & Towler when ringing)

A range of policies for all manner of hazardous sports and activities including an 'activity top-up' policy so you can add short term activity insurance to your existing travel insurance policy together with a full range of sports accident insurance.

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02392 419 070 (Please quote ROT2103 when ringing)

Adventures is a tailor-made insurance for almost any activity or occupation including amateur sports, manual work and hazardous pursuits.

With a wide range of activities to choose, from Abseiling to Zorbing, Adventures travel insurance can cover you for peace of mind travel.

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Travelling Against the Advice of the FCDO

battleface covers all destinations, including countries under Foreign, Commonwealth & Development Office (FCDO) and government essential and non-essential travel advisories.

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Flexible travel insurance for UK residents travelling to high risk countries and areas where the FCDO have advised against 'all travel' or 'all but essential travel' such as war zones, crisis zones and disaster relief zones.

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Non UK Residents or Already Left the UK

Designed to meet the needs of UK and Certain EEA Residents (Belgium, Cyprus, France, Germany, Greece, Italy, Malta, The Netherlands, Poland, Portugal, Republic of Ireland and Spain) looking for travel insurance while travelling outside of their home country (including those who have already travelled).

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