Questions about backpacking and backpacker travel insurance

What kind of policies do you offer for backpackers?

We have three policy types for backpackers. Which one is right for you depends on your budget and the way you like to travel. Our Longstay Lite policy is our cheapest policy. It is for those who want to save and don’t mind if they are delayed or don’t need much baggage cover. Longstay is our standard policy with up to £5m of medical expenses, personal possessions cover of £1000, cancellation and delay cover. The Longstay Max policy offers all the benefits, including £5m in medical expenses as well as gadget cover.

Do World First offer travel insurance for backpackers and gap years?

Our policies have been designed to accommodate every kind of traveller. Our sports travel insurance automatically covers over 150 different activities, which is perfect if you're heading on a gap year and looking for backpackers travel insurance but are unsure of what you'll be doing while you're away.

What about water activities like banana boating, canoeing and scuba diving?

You'll be covered for them all. With our scuba diving travel insurance you'll be protected for depths of up to 30m when diving within the organiser's guidelines.

I have a pre-existing medical condition. Will you be able to insure me for my gap year?

Our medical screening team can offer travel insurance for thousands of pre-existing conditions and associated health problems, from common conditions like asthma and angina to more complex issues like sickle cell and haemophilia travel insurance.

What is the maximum amount of time I can be away for?

Backpacking and single-trip travel insurance policies cover up to 365 days as long as your trip starts and ends in the UK.

I am visiting France. Will I need a European Health Insurance Card as well as travel insurance?

The European Health Insurance card, which was previously called the E111, does cover some reciprocal healthcare. But it does not cover transport and repatriation expenses to get you home if you fall ill or have an accident during your trip. Read more about the benefits of cover on our travel insurance features page.

I am going to take lots of seperate trips. Would I be better with annual travel insurance?

Yes. We offer cheap annual travel insurance that can cover trips lasting up to either 31 or 62 days at a time. You can even extend your policy to include winter sports like ski travel insurance.

Still have questions?

Get in touch and we'll get right back to you!

and speak to one of our UK-based expert advisors

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