Call for an instant quote
0345 90 80 161
Open Mon to Fri 09:00 - 17:30 | Sat 09:00 - 16:00 (GMT)
12 August 2016 09:21
Holidaymakers are being warned not to leave insurance as an "afterthought" - as they could be left with a bill for emergency medical treatment abroad that is higher than the price of a house.
Holidaymakers are being warned not to leave insurance as an "afterthought", as they could be left with a bill for emergency medical treatment abroad that is higher than the price of a house.
The Association of British Insurers (ABI) says travel insurers help more than 3,000 travellers every week who need emergency medical care while on a holiday abroad.
Although the average travel insurance claim is just over £700, research by the association shows this could spiral to be as much as the average UK house price of £211,000.
The warning comes after previous data showed that around one in five tourists go abroad without travel insurance.
Medical bills faced by Britons covered by travel insurance include a huge £300,000 for a tourist who suffered multiple injuries after falling from a waterfall in Thailand.
Another company paid £40,000 for the medical costs of a traveller who was bitten by a mosquito in Indonesia and contracted Dengue fever.
One traveller was given £31,000 for treating a broken leg in Nepal that became infected.
ABI says insurers also paid out £11,000 for a holidaymaker with a brain tumour in Spain.
The association warns that emergency medical bills in the United States in particular can be high. An insurer recently paid a massive medical bill of £322,000 for treating a swollen blood vessel in the brain.
ABI have stressed the importance of taking out trusted travel insurance to avoid being left with a hefty bill and ruining your holiday.
Mark Shepherd from ABI says that travel insurance should always be the first thing you arrange before taking a trip overseas.
He said: "Anyone travelling overseas should always take out appropriate travel insurance for the duration of their trip, and declare medical conditions when they take out their policy.
He added that British tourists travelling in Europe should also take a valid European Health Insurance Card (EHIC) with them.
Mr Shepherd added: "Though not a substitute for travel insurance, the EHIC is free and provides access to state-provided healthcare on the same basis as a resident."
21 April 2017
Want to lower your risk of suffering cancer or heart disease? Then get on your bike.
20 April 2017
Researchers have made a significant breakthrough in understanding the way in which breast cancer grows and spreads.
19 April 2017
Budget airline easyJet has apologised over an incident in which two passengers were ordered to leave an overbooked flight.
14 April 2017
Holidays have topped the priority lists of people approaching retirement, with close to two thirds (64%) aiming to go on more trips once they leave the world of work behind.
13 April 2017
A major bank has outlined plans to become more "dementia-friendly".
12 April 2017
Restrictions should be put in place to curb the drinking of alcohol before early-morning flights, a House of Lords committee has suggested.
11 April 2017
Drivers heading to airports and ferry ports this bank holiday weekend have been told to expect heavy traffic.
People who are beginning to notice signs of grey hair have more to worry about than their image.
07 April 2017
Women who live in built-up areas could face a higher risk of developing breast cancer, according to a new report.
06 April 2017
It's well known that oily fish like mackerel is good for the heart and the brain but experts are now considering whether it can also help people with diabetes.
05 April 2017
The UK could face a "damaging" drop in flights if an aviation deal can't be sorted quickly in the Brexit negotiations, a travel trade group has warned.
04 April 2017
BBC broadcaster Victoria Derbyshire has revealed that losing her hair while undergoing chemotherapy was the "worst bit about cancer treatment".