Call for an instant quote
0345 90 80 161
Open Mon to Fri 09:00 - 17:30 | Sat 09:00 - 16:00 (GMT)
12 August 2016 09:21
Holidaymakers are being warned not to leave insurance as an "afterthought" - as they could be left with a bill for emergency medical treatment abroad that is higher than the price of a house.
Holidaymakers are being warned not to leave insurance as an "afterthought", as they could be left with a bill for emergency medical treatment abroad that is higher than the price of a house.
The Association of British Insurers (ABI) says travel insurers help more than 3,000 travellers every week who need emergency medical care while on a holiday abroad.
Although the average travel insurance claim is just over £700, research by the association shows this could spiral to be as much as the average UK house price of £211,000.
The warning comes after previous data showed that around one in five tourists go abroad without travel insurance.
Medical bills faced by Britons covered by travel insurance include a huge £300,000 for a tourist who suffered multiple injuries after falling from a waterfall in Thailand.
Another company paid £40,000 for the medical costs of a traveller who was bitten by a mosquito in Indonesia and contracted Dengue fever.
One traveller was given £31,000 for treating a broken leg in Nepal that became infected.
ABI says insurers also paid out £11,000 for a holidaymaker with a brain tumour in Spain.
The association warns that emergency medical bills in the United States in particular can be high. An insurer recently paid a massive medical bill of £322,000 for treating a swollen blood vessel in the brain.
ABI have stressed the importance of taking out trusted travel insurance to avoid being left with a hefty bill and ruining your holiday.
Mark Shepherd from ABI says that travel insurance should always be the first thing you arrange before taking a trip overseas.
He said: "Anyone travelling overseas should always take out appropriate travel insurance for the duration of their trip, and declare medical conditions when they take out their policy.
He added that British tourists travelling in Europe should also take a valid European Health Insurance Card (EHIC) with them.
Mr Shepherd added: "Though not a substitute for travel insurance, the EHIC is free and provides access to state-provided healthcare on the same basis as a resident."
17 February 2017
Comedian David Baddiel is trying to highlight the "epidemic" of dementia as a killer of older people in a new documentary.
16 February 2017
The public has spoken and the world's favourite cruises are being honoured by a top cruise review site.
15 February 2017
The collaborative #SkiSafe campaign has been relaunched in a bid to raise safety awareness among winter sports enthusiasts.
14 February 2017
A new "age defying" hormone could offer a breakthrough in preventing kidney and heart disease in people who suffer from diabetes.
11 February 2017
Patients needing new life-saving medication could have to wait two years after the UK leaves the EU, experts are warning.
10 February 2017
Families looking to take a cheap break in the upcoming half term are often sorely disappointed, however new research suggests Cyprus is the best destination for a well-priced trip.
09 February 2017
Europe remains the world's number one region as a travel destination - but tourism growth is slowing down, a travel industry report has said.
08 February 2017
A terminal cancer patient is determined to fulfil his dream of climbing Mount Everest, despite having just months to live.
07 February 2017
One third of holidaying families will opt for a British break this year, new research suggests.
04 February 2017
The benefits of treating back pain with medication could be outweighed by the longer-term side effects, a study suggests.
03 February 2017
Better connectivity in the north of England would see millions more air passengers pass through the region, an independent commission has found.
02 February 2017
An innovative technique to link breast cancer cell shapes to changes in genes could help scientists identify treatments much sooner.