Call for an instant quote 0345 90 80 161
Open Mon to Fri 09:00 - 17:30 | Sat 09:00 - 16:00 (GMT)
07 October 2011 09:02
The best way to save money is to think ahead for 12 months and anticipate when, where and with whom you might travel so you can buy an annual policy
As the main holiday season draws to a close it's a good time to review your travel patterns and think about the most cost effective way of buying your travel insurance in the future. For choice and ensuring what you are buying is suitable, more and more people are finding it best to buy from a specialist travel insurance company, such as World First Travel Insurance.
Martin Rothwell, Managing Partner at World First Travel Insurance says, "In the current economic climate it's no wonder that cost is the biggest driver for people when making a purchasing decision. But very often the best way to save money is to think ahead for 12 months and anticipate when, where and with whom you might travel so you can buy an annual policy."
There is still plenty of flexibility if you a buy an annual policy and your plans change. You can add different regions to you policy mid-term, for example, if you start with a European policy but then decide to travel to the States, this can be added. It is always a condition of any insurance policy that should your circumstances change you inform your insurer immediately.
An annual family travel insurance policy will cover the family as a group and individual members when they travel separately too. So grown-ups are covered for business trips or getaways without the kids. Children, providing they are accompanied by a responsible adult, will be covered for any number of school trips or summer camps and, if they are bold and adventurous, you can add activities such as watersports or skiing.
There are many household names offering travel insurance but very often they are 'generic' policies and may not offer adequate cover for your needs. The same also applies to insurance offered by banks, often as an incentive linked to changing or retaining your account. It can be incredibly expensive if something goes wrong and you are not cover by such policies.
Price comparison websites are useful for researching the range of travel insurance companies and policies available but do pay attention to the detail. Cheaper policies often have a much larger excess and may not be as generous in terms of assistance with delays, disruption or repatriation. Martin concludes, "We are a family run firm that focuses solely on travel insurance. We use over 25 years of experience and industry expertise to ensure that we offer the most comprehensive range of policies on the market, they are competitively priced and give proper protection."
22 September 2017
A new computer code that can be applied to GP surgery data could be the answer to identifying those most at risk of developing bowel cancer.
[more...]
21 September 2017
The World Health Organisation (WHO) has issued a warning over a growing resistance to antibiotics.
20 September 2017
Thousands of Ryanair flights have been cancelled over the next six weeks, as the airline says it "messed up" allocation of its pilots' annual leave.
19 September 2017
Manchester's Girlguides are being urged to help the elderly with a new badge incentivising youngsters to tackle senior loneliness.
16 September 2017
Holidaymakers are being evacuated as winds up to 200km per hour hit Central Vietnam, with Typhoon Doksuri damaging houses, roads and infrastructure.
15 September 2017
People in parts of East Anglia are eight times more likely to survive liver disease than Blackpool residents, according to new data by Public Health England (PHE).
14 September 2017
A non-invasive alternative to gastric bypass surgery that helps people with Type 2 diabetes lose weight is being recommended for widespread use by NHS experts.
13 September 2017
Almost half of UK adults travelling to areas at risk of malaria are not covering themselves by taking medication, despite recommendations made by the NHS and world health organisations.
12 September 2017
A new health warning has been issued by scientists in Sweden, suggesting e-cigarettes with nicotine could lead to an increased risk of heart attacks and strokes.
09 September 2017
Researchers have developed a futuristic pen-like device that can tell whether someone has cancer much faster than current technology.
08 September 2017
A staffing crisis in the NHS is seeing cancer patients turned away from their GP surgery and instead visiting A&E, a report has claimed.
07 September 2017
Whether it's binge-watching box-sets, shopping for clothes, chatting to friends or picking up work emails, staying connected is pretty much essential to everyday life.