Call for an instant quote 0345 90 80 161
Open Mon to Fri 09:00 - 17:30 | Sat 09:00 - 16:00 (GMT)
07 October 2011 09:02
The best way to save money is to think ahead for 12 months and anticipate when, where and with whom you might travel so you can buy an annual policy
As the main holiday season draws to a close it's a good time to review your travel patterns and think about the most cost effective way of buying your travel insurance in the future. For choice and ensuring what you are buying is suitable, more and more people are finding it best to buy from a specialist travel insurance company, such as World First Travel Insurance.
Martin Rothwell, Managing Partner at World First Travel Insurance says, "In the current economic climate it's no wonder that cost is the biggest driver for people when making a purchasing decision. But very often the best way to save money is to think ahead for 12 months and anticipate when, where and with whom you might travel so you can buy an annual policy."
There is still plenty of flexibility if you a buy an annual policy and your plans change. You can add different regions to you policy mid-term, for example, if you start with a European policy but then decide to travel to the States, this can be added. It is always a condition of any insurance policy that should your circumstances change you inform your insurer immediately.
An annual family travel insurance policy will cover the family as a group and individual members when they travel separately too. So grown-ups are covered for business trips or getaways without the kids. Children, providing they are accompanied by a responsible adult, will be covered for any number of school trips or summer camps and, if they are bold and adventurous, you can add activities such as watersports or skiing.
There are many household names offering travel insurance but very often they are 'generic' policies and may not offer adequate cover for your needs. The same also applies to insurance offered by banks, often as an incentive linked to changing or retaining your account. It can be incredibly expensive if something goes wrong and you are not cover by such policies.
Price comparison websites are useful for researching the range of travel insurance companies and policies available but do pay attention to the detail. Cheaper policies often have a much larger excess and may not be as generous in terms of assistance with delays, disruption or repatriation. Martin concludes, "We are a family run firm that focuses solely on travel insurance. We use over 25 years of experience and industry expertise to ensure that we offer the most comprehensive range of policies on the market, they are competitively priced and give proper protection."
17 January 2019
Campaigners are protesting outside the High Court in London as the legal challenge against Heathrow Airport's controversial expansion ramps up.
[more...]
16 January 2019
A new way to predict a woman's risk of breast cancer has been unveiled by scientists - and it's the most comprehensive method yet.
15 January 2019
NHS commissioners could be slapped with a £2,500 fine for every patient left waiting more than a year for vital care, new proposals suggest.
12 January 2019
All UK airports should buy anti-drone technology and not rely on the Royal Air Force to help out, Defence Secretary Gavin Williamson has said.
10 January 2019
The military was brought in on Tuesday night after police officers saw a drone operating at Heathrow Airport, forcing departures to be suspended for an hour.
11 January 2019
A so-called "drug sponge" that mops up leftover drugs from cancer treatment could improve the effectiveness of chemotherapy, new research has claimed.
09 January 2019
A hormone released during exercise could help protect the brain from Alzheimer's disease, new research suggests.
08 January 2019
Ryanair has been labelled the worst airline operating in the UK for the sixth year running in a leading consumer group survey.
05 January 2019
Anti-drone technology will be deployed at the UK's two busiest airports in response to the disruption caused before Christmas.
04 January 2019
A new cancer-detecting breathalyser test is being trialled in the UK - in a move that could revolutionise the way the disease is diagnosed.
03 January 2019
The average 10-year-old child will have already eaten more sugar in their life than the maximum amount recommended for 18-year-olds, a new study reveals.
01 January 2019
The number of travellers satisfied with flying has fallen over the last two years over frustration with how airlines handle complaints, new research reveals.