Call for an instant quote 0345 90 80 161
Open Mon to Fri 09:00 - 17:30 | Sat 09:00 - 16:00 (GMT)
07 October 2011 09:02
The best way to save money is to think ahead for 12 months and anticipate when, where and with whom you might travel so you can buy an annual policy
As the main holiday season draws to a close it's a good time to review your travel patterns and think about the most cost effective way of buying your travel insurance in the future. For choice and ensuring what you are buying is suitable, more and more people are finding it best to buy from a specialist travel insurance company, such as World First Travel Insurance.
Martin Rothwell, Managing Partner at World First Travel Insurance says, "In the current economic climate it's no wonder that cost is the biggest driver for people when making a purchasing decision. But very often the best way to save money is to think ahead for 12 months and anticipate when, where and with whom you might travel so you can buy an annual policy."
There is still plenty of flexibility if you a buy an annual policy and your plans change. You can add different regions to you policy mid-term, for example, if you start with a European policy but then decide to travel to the States, this can be added. It is always a condition of any insurance policy that should your circumstances change you inform your insurer immediately.
An annual family travel insurance policy will cover the family as a group and individual members when they travel separately too. So grown-ups are covered for business trips or getaways without the kids. Children, providing they are accompanied by a responsible adult, will be covered for any number of school trips or summer camps and, if they are bold and adventurous, you can add activities such as watersports or skiing.
There are many household names offering travel insurance but very often they are 'generic' policies and may not offer adequate cover for your needs. The same also applies to insurance offered by banks, often as an incentive linked to changing or retaining your account. It can be incredibly expensive if something goes wrong and you are not cover by such policies.
Price comparison websites are useful for researching the range of travel insurance companies and policies available but do pay attention to the detail. Cheaper policies often have a much larger excess and may not be as generous in terms of assistance with delays, disruption or repatriation. Martin concludes, "We are a family run firm that focuses solely on travel insurance. We use over 25 years of experience and industry expertise to ensure that we offer the most comprehensive range of policies on the market, they are competitively priced and give proper protection."
23 September 2016
Theresa May is being urged to give the go-ahead for flights to resume between the UK and Sharm el-Sheikh by the head of the cross-party parliamentary group on Egypt.
[more...]
22 September 2016
Budget airline Jet2.com is to open its first base in the south of England at Stansted.
21 September 2016
Smoking rates have dropped to the lowest level on record in England, new figures show, suggesting messages about the health effects of cigarettes are hitting home.
20 September 2016
Concerns have been raised over flight disruptions caused by heavy drinking among passengers.
17 September 2016
British Airways' decision to launch direct flights from London to Tehran earlier this month positions Iran as one of the hottest destinations to visit in 2017, according to experts.
16 September 2016
More than 100 flights have been cancelled as French air traffic controllers go on strike again.
15 September 2016
Two thirds of MPs would support an expansion at Heathrow.
14 September 2016
TripAdvisor is launching a new homepage, making the booking of holiday activities and tours even easier.
13 September 2016
Travellers are to be charged to use fast lanes to get through passport checks in an attempt to cut queues.
09 September 2016
People travelling to regions affected by the Zika virus outbreak should practise safe sex for at least half a year upon their return, health leaders say.
08 September 2016
British Airways is apologising to passengers for delays after an IT glitch hit check-in systems.
07 September 2016
Tiny particles that are breathed in and taken into the brain through air pollution could trigger Alzheimer's disease, research finds.