Call for an instant quote 0345 90 80 161
Open Mon to Fri 09:00 - 17:30 | Sat 09:00 - 16:00 (GMT)
07 October 2011 09:02
The best way to save money is to think ahead for 12 months and anticipate when, where and with whom you might travel so you can buy an annual policy
As the main holiday season draws to a close it's a good time to review your travel patterns and think about the most cost effective way of buying your travel insurance in the future. For choice and ensuring what you are buying is suitable, more and more people are finding it best to buy from a specialist travel insurance company, such as World First Travel Insurance.
Martin Rothwell, Managing Partner at World First Travel Insurance says, "In the current economic climate it's no wonder that cost is the biggest driver for people when making a purchasing decision. But very often the best way to save money is to think ahead for 12 months and anticipate when, where and with whom you might travel so you can buy an annual policy."
There is still plenty of flexibility if you a buy an annual policy and your plans change. You can add different regions to you policy mid-term, for example, if you start with a European policy but then decide to travel to the States, this can be added. It is always a condition of any insurance policy that should your circumstances change you inform your insurer immediately.
An annual family travel insurance policy will cover the family as a group and individual members when they travel separately too. So grown-ups are covered for business trips or getaways without the kids. Children, providing they are accompanied by a responsible adult, will be covered for any number of school trips or summer camps and, if they are bold and adventurous, you can add activities such as watersports or skiing.
There are many household names offering travel insurance but very often they are 'generic' policies and may not offer adequate cover for your needs. The same also applies to insurance offered by banks, often as an incentive linked to changing or retaining your account. It can be incredibly expensive if something goes wrong and you are not cover by such policies.
Price comparison websites are useful for researching the range of travel insurance companies and policies available but do pay attention to the detail. Cheaper policies often have a much larger excess and may not be as generous in terms of assistance with delays, disruption or repatriation. Martin concludes, "We are a family run firm that focuses solely on travel insurance. We use over 25 years of experience and industry expertise to ensure that we offer the most comprehensive range of policies on the market, they are competitively priced and give proper protection."
21 September 2018
UK holidaymakers could be missing out on more than 60 direct flight routes thanks to Air Passenger Duty (APD), a report suggests.
[more...]
20 September 2018
Living in areas with high levels of air pollution could be linked to an increased risk of dementia, new research suggests.
19 September 2018
Multiple sclerosis (MS) patients are shelling out tens of thousands of pounds for care - and many are unable to cover the costs, a leading charity has warned.
18 September 2018
As much as £6 of every £10 spent on domestic flights in the UK goes on Air Passenger Duty (APD), new research suggests.
15 September 2018
UK driving licences might become invalid in certain European countries if the UK crashes out of the EU with no deal, the Government has warned.
14 September 2018
Online crowdfunding for cancer treatments is indirectly advancing the rise of alternative "quack" therapies, experts have warned.
13 September 2018
A "wee-stick" like those used in pregnancy testing could be employed to prevent thousands of deaths from ovarian cancer.
11 September 2018
As many as 1.3 million passengers endured severe flight delays in the last year, a new study reveals.
08 September 2018
British Airways customers are cancelling their credit cards after the carrier was hit by a 15-day data breach that compromised the details of around 380,000 people.
06 September 2018
Plastic trays at security desks harbour the highest numbers of viruses at airports, new research has discovered.
05 September 2018
Adults are being urged to take advantage of a new online tool to find out if they are at risk of having a heart attack or stroke.
04 September 2018
Child cancer patients regularly have to travel twice as far and pay out twice as much when getting treatment, new data shows.