Backpacker insurance could 'save parents' home'
26 January 2009 08:00
Travel insurance for backpacking adventures could save your parents' home in the event of an accident.
That is the view of one expert on gap year travelling, who claims that students or teenagers who travel without insurance are endangering not only themselves, but also their family.
By not covering themselves with adequate travel insurance, in the event of an accident people on gap year holidays could see their parents lose their home to pay for an emergency operation.
Tom Griffiths, founder of gapyear.com, said: "They don't actually realise that they are putting their parents' home and life savings at risk.
"Backpackers also buy cheaper insurance but they don't understand what they are buying and backpackers need cover for slightly different things like adventure sports."
He added that a life-saving operation in a foreign country could easily cost up to £50,000.
A study earlier this month found that a large number of claims on travel insurance are for people injured during winter sports.