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Knee damage 'most common' ski insurance claim

23 January 2009 17:41

Knee damage 'most common' ski insurance claim

When it comes to ski and snowboarding travel insurance, the most common claims made by winter sports enthusiasts relate to injuries sustained on the slopes.

According to ski insurance provider Sainsbury's, nearly a third (30 per cent) of claims relate to knee ligament damage, while 12 per cent involve a fractured leg.

Shoulder injuries were also found to be common, accounting for ten per cent of all claims. Broken or sprained wrists, meanwhile, made up five per cent of claims, and general bruising and contusions four per cent.

Even in up-and-coming eastern European territories such as Bulgaria, the average claim made by UK holidaymakers for an accident on the slopes came out at £604, meaning that a winter break could become very expensive for the uninsured.

"An air ambulance alone can cost up to £20,000 in Europe and as much as £60,000 in The USA and Canada," revealed Sam Marrs, head of Sainsbury's Travel Insurance.

Last month, a survey by Sainsbury's highlighted the fact that millions are still relying solely on their European Health Insurance Cards, even though it offers severely limited cover.