Your travel insurance questions answered

You can reach our UK customer service team by phone, email or online chat. Alternatively you can ask us to call you. Whatever suits you best. All the details you need are on our Contact Us page.

For new quotes and general enquiries, you can contact our UK customer service team Monday to Friday from 8:30am until 7.00pm, and on Saturday from 9.00am until 4.00pm. Here are our contact details.

Our claims team (operated by Travel Claims Facilities) is available Monday to Friday from 8:00am until 8.00pm, and on Saturday from 9:00am until 1.00pm. Here's our advice on making a successful claim.

For immediate advice on medical claims, our emergency assistance helpline (operated by Emergency Assistance Facilities) is available 24/7 – no matter where you are in the world. Here are the contact details.

Absolutely, it's easy. The simple step-by-step process takes just a few minutes to complete. Get started here. Alternatively feel free to call us on 0345 90 80 161.

You should receive a copy of your insurance documents by email shortly after purchasing your policy. If that's not the case please visit our Contact Us page and ask us to resend your documents. Read our tips on how to use your policy documents.

Our Exclusive policies cover up to £10,000 of cancellation costs.

We're big believers in getting active on holiday. Our policies come with complimentary cover for over 75 sports and activities – including bungee jumping, jet skiing and tennis. No charge. We can also cover hundreds more activities for an additional fee – such as skydiving, sand boarding and rock climbing. Find out more here.

We sure do! Whether it's skiing or snowboarding, our specialist policies provide cover for your equipment as well as things like piste closure. We can even cover off-piste runs and more unusual activities such as mono skiing and snow tubing – all on one policy. Just add your chosen sports extension when getting your quote. Find our more here.

Yes, we can cover cruises. Just add the cruise extension to your policy, which will be offered to you during the quote process. You can find out what you get with our cruise cover here. Or if you have already purchased your policy and would like to add the cruise extension, please call our customer service team on 0345 90 80 161.

Yes, we are specialists in medical travel insurance. Our unique medical screening system allows us to find out more about your condition and how it's managed. That enables us to provide cost-effective cover to travellers who may have been charged exorbitant prices or turned away by other insurers. Here's a little more about what makes us different.

We can provide cover for thousands of medical conditions – including asthma, high blood pressure, cancer, heart disease and diabetes. Find out more about our cover for pre-existing medical conditions.

We have a range of different policies here at World First, to help you find the cover that's right for you and your plans. Our flexible options are available to you no matter where you are going – as long as the Foreign & Commonwealth Office isn't advising against travelling to your chosen destination.

We have six different location categories for you to choose from. Here's a quick breakdown of the countries included within each location category.

EUROPE EXCLUDING SPAIN:
Albania, Algeria, Andorra, Armenia, Austria, Azerbaijan Azores, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Corfu, Corsica, Crete, Croatia, Cyprus, Czech Republic, Denmark, Eire (Republic of Ireland), Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Guernsey, Holland (Netherlands), Hungary, Iceland, Isle of Man, Italy, Jersey, KOS (Greek Island), Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Northern Ireland, Norway, Poland, Portugal, Rhodes, Romania, Russia, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Ukraine, United Kingdom, Vatican City.

EUROPE INCLUDING SPAIN:
All countries included in Europe excl Spain, but including Spain, Balearics, Madeira and the Canary Islands.

UNITED KINGDOM:
England, Scotland, Wales, Isle of Man and Northern Ireland.

WORLDWIDE EXCLUDING USA, CARIBBEAN, CANADA & MEXICO:
Israel, Egypt, Morocco, Tunisia, Turkey and anywhere else excluding the United States of America, Canada the Caribbean and Mexico.

WORLDWIDE INCLUDING USA, CARIBBEAN, CANADA & MEXICO:
Anywhere in the world.

AUSTRALASIA:
Australia, including Territory of Cocos (Keeling Islands, The Territory of Christmas Island, Norfolk Island and Lord How Island, and New Zealand, including the Cook Islands, Niue and Tokelau.

Not automatically. But we do offer a gadget extension, which is easy to add to your policy and should give you all the cover you need. Please call our customer service team on 0345 90 80 161 to discuss your options.

These days it's common to take gadgets such as tablets, mobiles and digital cameras on holiday. Our policies don't automatically cover them. But we do offer a gadget extension that's easy to add to your policy and should give you all the cover you need. Call our customer service team on 0345 90 80 161 to find out more.

Yes, of course. It's easy to make changes to your policy – whether you want to change your dates of travel, your destination details or your cover limits. Just call our customer service team on 0345 90 80 161 or use the link on our Contact Us page to request a call back.

Making a claim with World First is simple – and help is always available when you need it. Everything you need to know about making a successful claim is explained on this page. All claims are handled by Travel Claims Facilities who work on behalf of the insurer URV.

An excess is the amount that you pay in the event of making a claim – and is a normal part of insurance policies. Our excess is among the lowest in the industry: just £50 per person for most types of claim. And for a small extra premium when you purchase your policy, you can remove the excess altogether. Please note that a £50 excess will still be payable on the optional gadget cover. The excess waiver also excludes any excess that's added to your medical cover after you disclose one or more medical conditions.

We are underwritten by a specialist travel insurance underwriter called Travel Insurance Facilities, who are authorised and regulated by the Financial Conduct Authority. You can find out a little more about Travel Insurance Facilities on this page.