Questions about medical travel insurance for pre-existing conditions and health problems

What medical conditions and health problems can World First insure?

Our pre-existing medical conditions travel insurance enables us to cover 1000s of different health and medical problems for anyone aged up to 100. We can cover most conditions, including HIV, osteoporosis, Parkinson's, epilepsy, angina, high blood pressure and diabetes. We also offer cancer travel insurance.

Will I need to phone another company and answer lots of questions?

No. When you insure with World First everything happens under one roof. You will need to answer some questions when buying medical travel insurance, but you will be pleased to know that whoever answers the phone at World First will be the person sending you a policy document at the end of the call. It's all about the personal touch.

Why do I need to declare my medical conditions?

It's important to declare any conditions which you are receiving medication for or for which you are receiving treatment or advice. Failure to do so could invalidate your cover. If you are unsure of whether your insurance policy covers your medical condition, give us a call and we'll help.

Do you offer online medical screening so I can buy travel insurance without phoning anyone first?

Yes. Just get a travel insurance quote using the online calculator. When you have chosen the policy that's best for you, you will be prompted to tell us about any medical conditions that you need covered.

My husband has diabetes, but I am already insured through the bank. Will you insure just him or do we both need to buy a policy?

This is one of the most common questions we get asked. It's important to remember that if your bank will not insure your husband, then they probably won't pay out if you cancel the holiday due to his diabetes. It's therefore advisable that you both insure together on the same policy with a company that are happy to offer diabetes travel insurance. Like us.

What is the age limit for travel insurance at World First?

Every insurance company has age limits that apply to their policies. Some stop offering cover for people over 65. And for others it might be 79. But with World First, customers can enjoy the benefits of great cover right up to the age of 100 for single-trip travel.

Where can I find a copy of the policy on your website?

You can read all the terms and conditions of our travel insurance by opening the full Policy Wording.


I have a hiatus hernia and am struggling to find travel insurance that covers the condition. Can you help?

Yes we can. Whether your hernia is a past or present condition, we can arrange the travel cover you need at a price that's fair. We also offer gastro oesophageal reflux travel insurance. Visit our medical travel insurance page to learn about the benefits you get with our medical travel policies.

I have eczema. Is that a condition I need to declare and do you cover it?

Even if you think your medical condition is of no consequence, it's very important that you declare it to your travel insurers. Not doing so could invalidate your entire policy. We're happy to offer travellers with eczema a range of cover options so they can get the perfect policy for the perfect holiday.

I'm an elderly traveller with an enlarged prostate. Will you still insure me?

Of course. We insure thousands of medical conditions, including enlarged prostates and prostate cancer. And our single trip policies cover travellers up to the age of 100 years. Visit our senior travel insurance page to find out more.

My wife has a cyst. Do we need to mention this on our family policy?

No matter what type of travel insurance policy you're thinking of taking out, it's important to disclose all of your medical conditions – even if you think they don't matter. We provide cover for all kinds of cyst, including bone cysts, ganglion cysts, ovarian cysts and Baker's cysts.

Still have questions?

Get in touch and we'll get right back to you!

and speak to one of our UK-based expert advisors

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